info@cagigasdental.com 2311 10th Ave. N. Suite 14, Lake Worth, FL 33461 Mon–Fri: 8:30 am – 5:00 pm
Financial & Insurance – Cagigas Dental

Quality Dental Care
That Fits Your Budget

A healthy smile shouldn't be out of reach. Most major insurance plans accepted, flexible financing, and honest, upfront communication — so there are no surprises.

No Surprises. Just Clear Answers.

Before any treatment begins, our team confirms your insurance benefits and walks you through every cost in plain language. You'll know exactly what's covered, what's owed, and what financing options are available — well before you sit in the chair.

If you have questions about a specific plan or estimate, just call us at (561) 814-2888. We're happy to help.

  • Most Insurance Accepted
  • Flexible Financing
  • Transparent Pricing
  • Bilingual Team (EN & ES)
Verify My Benefits

Most Major Plans Welcome

We're in-network with many of Florida's most common dental and medical insurance carriers. Don't see yours? Call us — we work with most PPO plans even when out-of-network.

Aetna
Ameritas
Argus
DentaQuest
Devoted Health
Health & Dental
HealthSun
Humana Dental
Maximum Care PPO
Simply Healthcare

Don't see your plan? Contact us — we'll verify your benefits at no cost.

10+Insurance Carriers
$0Insurance Verification
4Financing Options
100%Transparent Pricing

Pay In A Way That Works For You

Whether you're spreading out the cost of major treatment or paying for a routine visit, we offer multiple options to make it manageable.

Insurance Billing

We file claims directly with your provider so you only pay your portion at checkout. No paperwork, no chasing reimbursements.

Third-Party Financing

We partner with trusted healthcare lenders like CareCredit® to offer low- and no-interest payment plans for treatments large or small.

In-House Payment Plans

Need a custom arrangement? We're happy to discuss in-office payment options for qualifying patients and treatments.

No-Insurance Discount

Don't have dental insurance? Ask about our discounted self-pay rates for cleanings, exams, and many common procedures.

How You Can Pay

For your convenience, we accept all major payment methods at the front desk. Payment is due at the time of service unless other arrangements have been made in advance.

VisaMastercardAmerican ExpressDiscover CashPersonal ChecksHSA / FSA CardsCareCredit®

Financial FAQs

Will you confirm my benefits before treatment?

Yes — always. As part of your first visit, we verify your coverage and walk you through any out-of-pocket costs in writing before treatment begins.

What if I don't have dental insurance?

Many of our patients pay out of pocket. Ask about our self-pay pricing and financing options — we'll find a path that works for your budget.

Do you offer payment plans for major treatment?

Yes. For larger treatment plans like implants, full-mouth restoration, or orthodontics, we offer financing through CareCredit® and may offer in-house arrangements for qualifying patients.

When is payment due?

Patient portions are due at the time of service. We file your insurance claims directly so you only pay what's left after coverage is applied.

Can I use my HSA or FSA?

Absolutely. Most dental services qualify as eligible HSA/FSA expenses, and we accept HSA/FSA debit cards for payment.

What if my insurance denies a claim?

Our team will help you appeal denied claims and provide all the documentation needed. You're not on your own — we'll advocate alongside you.

Care That Fits Your Life

Have questions about coverage, costs, or financing? Our friendly front-desk team is ready to help — in English or Español.